GET CLOSER TO YOUR DREAM HOME WITH HELP TO BUY ENGLAND
Owning a brand-new home may be closer than you think, thanks to the popular Government-backed Help to Buy scheme. With its availability extended until 2023, now is the perfect time to discover how it can work for you.
What is Help to Buy?
Help to Buy is designed to help you purchase a brand-new home with greater ease and affordability.
Low deposit requirement: You only need a 5% deposit, making it more accessible for aspiring homeowners.
Government loan boost: The scheme offers a significant boost to your deposit by providing a loan of up to 20% of the property value. This interest-free loan remains so for five years, reducing your financial burden.
Secure a mortgage: With Help to Buy, you only need to secure a 75% mortgage, giving you access to a wider range of competitive mortgage rates. Our team can connect you with a New Home Mortgage Adviser who can search the market for the best deal, potentially with no fees.
Qualifying Homes
Help to Buy is exclusively available for new build homes that meet specific criteria. The qualifying property values vary across the UK regions:
- England: Up to £600,000
- Wales: Up to £300,000
- Scotland: Up to £200,000
Who’s Eligible?
While Help to Buy is commonly known for supporting first-time buyers, existing homeowners can also benefit from the scheme. However, there are a few essential conditions to meet:
- The purchased home must be your only residence.
- The scheme is not available for buy-to-let investors.
- You cannot own any other property after completion.
Take advantage of Help to Buy to make your dream of owning a new home a reality. Our experienced team is here to guide you through the process and provide expert assistance. Contact us today to explore your options and get closer to the home you’ve always wanted.
